SPECIALTIES: A Veteran. I enjoy working with military (and non-military!) families, every day! I specialize in Carmel Mountain Ranch, Rancho Penasquitos, Poway, Scripps Ranch and Rancho Bernardo. PROFESSIONAL: A Grauduate of the Realtor Institute (G.R.I.) and a Certified Residential Specialist (C.R.S.). I joined McMillin Realty, a great family company, in 1990 as a full time Realtor. B.B.A. & M.B.A. in Management & Finance. Traded Capital Markets, primarily for Chase Manhattan Bank, for 18 years.

PERSONAL: Married with one daughter. Nancy is a Labor and Delivery Nurse at Pomerado Hospital in Poway, and Krista just started first grade this year. We are active members of Hope United Methodist Church in Rancho Bernardo, and we have lived in the Scripps/Poway area for ten years. We really love our neighborhood!!! REAL ESTATE DATA FOR OUR AREA. 2/6/99. In Poway, 62 homes have closed escrow since 12/1/98. Average sales price: $335,215. In Rancho Bernardo, 98 have closed with an average sales price of $273,130. And in Rancho Penasquitos, 75 homes have closed since 12/1. Average sales price: $277,124. New inventory is coming on line every day. E-MAIL OR CALL ME FOR ADDITIONAL DATA AND INFORMATION. CALL ME 24 HOURS A DAY AT (619) 977-1235.