I am a Broker and have been a Real Estate agent for 16 years. My knowledge of mortgage financing is excellent and my Home Buyer clients are directed to the best choice of loans, special loans, and several very experienced loan officers, who tailor mortages to the clients needs. My work is done patiently to serve my clients specific goals and time table. (NO AT-RISK LOANS DONE HERE) Much of my work has been as a "Top Producer" because of strong efforts for my client base. Education goals are ongoing. I became an Associate Broker (1/'06)an Accredited Seller Representative (ASR) (4/'07) Recently, I completed work to be a Certified REO Specialist (Bank Owned Property) and also Became Certified in Business Brokerage and Commercial Brokerage. Listings make up about 50% of my service and I work equally proficient as a Buyers Agent. I have also worked extensively in Foreclosures, HUD Homes and Bank-Owned properties. I'm registered with PEMCO/HUD Homes and also experienced with REO Properties ( Fannie Mae and Freddie Mac Sales). Much of my work has been done for Investors and First-time Buyers. --- My motto is "Keeping You and Your Home at Heart."----- You are provided with honest and diligent service, where Your needs come first! I previously worked 6 years as a Property/Casualty Adjuster putting peoples homes and belongings back together after fires, windstorms, floods, blizzards and other catastrophes. Fifteen (15) years were spent in the Concrete Chemical & Products Industry where I designed concrete and assisted ready-mix producers and later worked in Concrete Specifications for Engineers, Architects and State DOT Departments. These experiences serve me well in assisting clients in Home Selection and Home Inspection. BS Degree in Marketing & Business Administration, 1969 (Troy University) Graduate Study, ‘Management’ (25 Hrs.) & Continuing Education, Corporate & Real Estate President of Panhandle Claims Association, 1978, Panama City, FL President of Northlake Jaycees, 1982 (Civic & Charitable) Metro-Atlanta GA W.R. Grace Concrete Products Division 1989, ‘Above & Beyond Award’, Outstanding Service W.R. Grace,1990, ‘Project of the Year Award’, “One Peachtree Center”- High Strength Concrete Casey & Associates Realty, 1994-95, ‘Elite Group’ Award, Top Producer Sales Achievement Casey & Associates Realty, 1996, ‘Outstanding Achievement Award’ Casey & Associates Realty, 1997, ‘Agent of the Year’ Award’ Casey & Associates Realty, 1998, ‘Number 1 Team’ Award Realty Executives Atlanta Group, 1999, Certificate of Excellence, ‘Executive Award’ Realty Executives Atlanta Group, 2000. ‘Top Producer’ & ‘Team Spirit’, Sales Recognition Achieved the ‘Accredited Buyers Representative’ Designation, 2001 Realty Executives Atlanta Group, 2004, ‘Silver Executive Award’, Sales Recognition Achievement: Licensed ‘Associate Broker’ Real Estate, 2006 Achieved the ‘Accredited Seller Representative’ Designation, 2007 ‘Agent of the Year’ for Lending Tree's RealEstate.com; 2006-2007 Number 3 Agent, Avalar Atlanta Group, Realtors, 2007 Short Sales Proficency Studies, 2008 Certified REO Specialist, 2009 Certified Commercial Brokerage, 2009 Certified Business Brokerage

I work well with 1st-Time Buyers and search constantly for the best loan programs for this group. I assist on their mortgages because of available special programs. I was selected RealEstate.Com (Lending Tree) "Agent of the Year"in 2006 and awarded in February 2007. First-Timers should call me for the best choices.THERE ARE NEW SOURCES OF 'FIXED RATE'--ZERO DOWN OR DOWN-PAYMENT ASSISTANCE IN SEVERAL COUNTIES. I center my eforts in NE Atlanta to include the counties of Gwinnett, N Fulton, Barrow, Walton, N Dekalb and Newton. CALL ME TO FIND OUT! 770-316-8072